Sure, you can still access the data via ODBC but you absolutely lose access to open your company file in QuickBooks, which happened to me today. You MUST pay the subscription at full rate to continue accessing your data in QuickBooks. It is hundreds of dollars cheaper to repurchase the software. I would have done that, but also have a payroll subscription that I would have lost.

This is a major and expensive change of policy for desktop users. Clearly Intuit no longer cares to keep its small business customers.