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I have some information about adjusting across rows when creating a budget. Currently, the option to adjust rows is unavailable. You can only adjust the column. Just point your cursor in between the columns to see it.
Meanwhile, here's an article to guide you along when creating a budget: Create and import budgets into QuickBooks Online.
When you want to do a quick view of your budget, just pull up the Budget Overview report. This report summarizes budgets by account. You can also use the Budgets vs. Actuals report to compare it with your actual account totals. It also shows how much you're under or over budget.
Here's how to get there:
Please let me know if you're referring to something else or if you have follow-up questions. I'm always here to help. Take care and stay safe.