I'm glad that my original understanding, that manual QBO import is still supposed to work even after the version expired, is correct. I would have been severely upset as I would certainly not consider this is an online service.
But when I follow your instructions (Banking/Bank Feeds/Import Web Connect Files) I get an "Online backing & other services were discontinued" error and it doesn't let me import. Please let me know how I can continue to manually import transactions.

Thanks!