Very appreciative of the responses and the help.

I usesd the File Doctor and I was able to successfully import the files, so it seemed like life was all good!  TurboTax told me 'success!' your files have been imported.

However.....turns out the initial request to import the data really only covered the administrative information (I think).  As I got farther into the step-by-step procedure I got the screen that said "We've already imported the business info for <my company>.  Now we'll import your financial info."  

Well then I'm right back where I started, and couldn't get the file to import.  I kept getting into screens about password protection and multi user.  I tried going back to where I was before, File Doctor, QB Tool Hub, etc. but no joy.

At this point I was so frustrated I chose to enter my financials manually.  Maybe I could have gotten there but it was taking forever.

Sorry Intuit but you should be better than this. 

In hindsight I never ever should have gone with QB Online.  Other than saving hard drive space I don't know why anyone would opt for this product - it doesn't play well in the Intuit eco system!    

On top of not being able to export to my TurboTax business, suppose I want to export company QB data to an accountant or advisor?  While I guess it's not impossible, it's pretty darn close.

Make them play nicer together!