I know it can be frustrating when you're being asked repeatedly to change your password, mindi8.

We don't intend to decide for you when it comes to your account preferences. But the mandatory access setting was set to make sure that no one else can access your file but only you. 

Password security is an extra measure to keep your account protected and secured. Please check this out: Password security for QuickBooks Desktop. 

I'll take note of your feedback regarding the password security with the management team so they'd know your sentiments.

If you have any other concerns about password security in QuickBooks Desktop, I'm always here to answer them for you.