I've been a QB user for nearly 30 years. I sure wish I had found this forum and message thread prior to upgrading today, or I would have stayed with my 2014 version which did NOT require a password. If I can find my previous install CD I'll uninstall this 2020 version in a heartbeat and go back to no password requirement. QB, you've heard overwhelmingly from every customer here that we want the option to turn off passwords. All you say is that you hear us and will pass it on to the developers. Baloney. I've been a software developer for 35 years. This is not hard to do.