Thanks Klent... I was desperately hoping to avoid that, but looks like it is the only option.   Unfortunately contacting support is never less than a 2 hour event, and with no staff in my office, that is hard to come by.  I may just live with this for a while.

Thanks for the link on personalizing forms - as I said, I have been with QB for over 20 years.   I am really good at customizing my templates.  :-)  

Wishing you well.