Hi @CertifiedSecurityEngineer,

Thank you for your post, as well as sharing your thoughts on how long a specific feature can be implemented in the software. 

Although there isn't a provided time frame as to when this feature to bypass passwords will be implemented, rest assured, this idea has been noted. 

As for legal reasons, Intuit is a member of the Security Summit. This consists of the IRS, along with state tax agencies, software developers, among others. The purpose of the Security Summit is to combat identity theft refund fraud and protect taxpayers. 

More on this can be found in this online PDF file: About the Security Summit. Here you'll find each group under the Security Summit and what they're tasked to do, as well as the list of members from the States, the Industry and Endorsing Organizations.

Feel free to post in the comments below if you have anything to add. I'll be sure to get back to you.