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You can remove your credit card account from your Payroll Settings so you can delete it on your Chart of Accounts. I'm here to help you accomplish this.
Once completed, you can go back and delete your credit card account from your Chart of Accounts. You can read this article so you'll be guided on how to do the task: Remove Accounts you no Longer Use.
Know that you can always visit our Help Articles page for QuickBooks Online in case you need some tips and related articles for your future use.
If there's anything else that I can help you with, please let me know in the comment section down below. I'll be always around ready to help.