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Hi Peter,
Thanks for joining the thread. I can see how important to be able to keep your QuickBooks Online subscription active to continuously manage your books.
Let's try to update your company address in your QBO file and match the billing address of your card. Here's how:
Once done, let's go back to the Subscriptions & Billing page to re-enter the payment information. Verify if payment went through successfully.
If the issue persists, I recommend contacting our Customer Care Team. That way, they can check your account in a secure form.
Drop by again in the Community if you have other QBO concerns.