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Hello there, @jake-aswani.
You can create a discount on the Product and Services page. Let me guide you how.
5. Click Save and close.
Once done, use the discount item for your invoice. Please follow the steps below.
For more details about this process, please refer to this article: Add a discount to an invoice or sales receipt in QuickBooks Online.
Also, I've attached this article to give you more information on how to Download, match, and categorize your bank transactions.
I'll be always happy to help you if you have any other questions and concerns, just add a comment below. Have a great day ahead!