Hi,

The desktop versions are definitely more robust. Most of my clients have simple accounting needs and I find the cloud-based systems to be ideal for communicating with accountants and giving access from any location for very busy businsess owners.

The chart of accounts is tricky in quickbooks online. Nothing is ever deleted and accounts that seem unnecessary sometimes (maybe added in onboarding). Can't be deleted and can keep re-adding themselves. 

Hoping to create some free time to check out a few options soon.

I may also simply switch my payroll. This seems to be a pain spot for me in the software.