I'm new to QuickBooks Online.  I have 12 years experience with Peachtree (desktop) and 4 years experience with QB (desktop).  I have always felt that Peachtree was a superior Accounting program.
I'm even more disappointed with QBO.  It seems like anybody (client) thinks they can be an accountant with how "easy" QBO is advertised to be.  I've seen checks with no payees, transfers of equity for 19 cents(!) and massive amounts of expenses charged to "Other business expense".
I think there should be a better onboarding process when a new business owner decides to set up a business, especially when it comes to the Chart of Accounts.
Liz, please keep me informed should you find a quality alternative.