Let me add my voice to the thousands of users who are very frustrated with having to have a password. All the feedback on best security practices is just a waste of time for me. I could probably write those rules, as I have over 50 years in the IT industry.

I use QB to track my expenses and revenue as a glorified spreadsheet, and I create invoices with it. I like the QB functionality because it has a lot more stuff than building my own XL sheet. It is annoying to have to use a special password, and even more annoying for me to train those who act as backup to do it (and share the password with them). This should be my decision in how I choose to operate my business, not yours.

Please, just fix the #$%^%$# problem, don't lecture your users.