Breath not being held...... just had to put in my 2 cents I still have access to my previous program and going to use that and only use QBO for invoicing and payments in and out for banking purposes. Until maybe someday QB becomes more user friendly.... Nice to meet you too Debi! It's sad to see so many with this issue and it not be resolved AT ALL! I could have the templates up and running in no time and I'd do it for free! HA