I have them all, but I do not want to stick clients in Enterprise, in case they want to take over their own books.

I put mine in there, and will have to stop at 2022, and use different merchant services.

Not all small business can afford Enterprise, and Online Advanced.  As a matter of fact, when the subscriptions start, I know I am losing some, just like the payroll online.  Most of my people won't go.

I can keep some in old version if they do not have payroll, or payments.  I have (2) more years to deal with that.

I login to a lot remotely, through various services, giving me the same off-site access without the pain.

Anyway, thank you though. I always appreciate people trying to help.