Thanks for sharing your insights here in the QuickBooks Community, Jonboy1210.
If you don't wish to have a one time off charge, you can use the recurring invoice feature. It will create invoices on a monthly basis, then post payments to those invoices. This can also generate a statement that shows the total payment/invoice of the franchise.
To learn more about the recurring invoice, you can check this article: How to create a recurring invoice and manage recurring transactions.
Also, when using a liability account, you'll need to consult with an accountant since it needs to create a Journal Entry so you can post a payment. However, you can't provide a statement with a customer that will show the total payment they made (only report).
Please know that you're always welcome to post if you have additional questions. I'll be around to help. Have a good one.
