I had already gone to the Online Settings screen and all 3 items were turned on. This function does not cause the BILLABLE to be the default, it simply allows me to have to select Billable every time I enter time.
The title to that line on the SETUP screen should not be MAKE EXPENSES AND ITEMS BILLABLE.
The correct title to that line is ALLOW EXPENSES AND ITEMS TO BE BILLABLE.
FYI, expenses seems to default to BILLABLE, but not time.
