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Payments
Yeah, you're spot on. It's unconscionable that they charge 1% with no cap on businesses that add the service after 9-4-23. ACH payments are cheaper for banks to process than paper checks. Look at Bill.com or Melio ($0.50 flat fee per ACH). I'm not affiliated with either, but I have used Bill.com for years and have been happy with them. However, I'm not sure they'd process a $200K transaction.