Your concerns about the timing of autopay deductions have been heard, LJFacctg. I'm committed to helping you understand how autopay deductions work in QuickBooks Online (QBO). I'll provide more details below.
The "Create Number of Days in Advance" setting in the recurring transactions template determines when QuickBooks will create and email invoices to your customers. It's not directly related to autopay deductions and can't be set to zero, as it is designed to generate transactions a specified number of days before the actual transaction date.
However, if you prefer to send invoices in real time and have more control over the process, consider creating them manually instead of recurring transactions. This will allow you to send invoices at the exact time you prefer.
Regarding autopay, when your customers set up autopay, you'll see an "Autopay Scheduled" status under the Invoice Activity section. Autopay deductions occur three days before the invoice due date to ensure timely processing. If the due date is less than three days away, the payment is deducted immediately.
Refer to this article for more details about the autopay feature for recurring invoices in QuickBooks Online: Set up Autopay for recurring invoices in QuickBooks Online.
Additionally, you can check this article to see when QuickBooks deposits customer payments into your bank: Find out when QuickBooks Payments deposits customer payments.
We're still around the Community page if you have any more questions about how autopay works for invoices in QuickBooks Online (QBO), please don't hesitate to ask. Our goal is to provide you with the support you need and ensure all your questions are answered.
