Welcome to the Community, @Chrissky676.
I'm here to share insights about vendor credits automatically applied when paying bills.
In QuickBooks Online, if the automation is enabled and there is an available vendor credit, the bill will be automatically paid with enough amount.
While if it is disabled and there is an available vendor credit, it will automatically show in the vendor credit box when paying bills. However, you can delete and leave it empty before saving the payment. You can also delete the vendor credit itself.
Here is an article to learn more about managing vendor credits in QuickBooks Online: Enter vendor credits and refunds in QuickBooks Online.
For future reference, you can read this article about running reports: Run reports in QuickBooks Online.
Let me know if you have questions about vendor credits. I'm always here to help. Have a great day.
