Hello, Diane. It's my pleasure to see you again in the Community forum. The Community is always here to provide you with the information you need.
When you send a pay-enabled invoice with a button enabling your clients to pay online using a credit card, debit card, bank transfer, Apple Pay, PayPal, or Venmo, it is an online invoice payment. When you use the QuickBooks GoPayment mobile app and card reader to accept credit or debit cards in person via tap, dip, swipe, or digital wallet on your customer device, the payment is keyed.
You can visit these articles for more information about the rates per transaction and the different kinds of payments:
Feel free to get back to us if there is anything else you need to clarify with any QuickBooks-related concerns. You can reach out by posting in our Community forum again. Wishing you all the best, megarooter!
