Old QuickBooks ACH payment merchant service often clear in 1-3 days, never more than 5 days. They charge 50 cents fee per transaction. I still have that merchant service for years.
https://quickbooks.intuit.com/blog/whats-new/process-ach-bank-transfers-right-in-quickbooks/
They later came out with this new QuickBooks Payments. It's Free per transaction but it takes 7-10 business days to show up in your bank feed.
I agree with others it should not ever take that long. It's a bad policy, indeed.
Good to hear Intuit's Product Development Team can put this on their top priority and change the merchant rules!
