@bshelmer when you "surcharge" how it would work in practice is you charge $1,000 base amount
Then you charge the customer 3.5% for the cc fee
Your merchant provider would then charge 3.3816%
Base Charge: $1000
Surcharge 3.5%: $35
Customer Pays: $1,035
Fee paid to merchant: $34.99956
Your revenue is increased, and the fees are still incurred and written off. It is just a tool to facilitate the compliance measures for surcharging.
