Hello there, Barbara.
I'll share some insights about how QuickBooks Online (QBO) posts and treats your bank fee transactions so you can manage your sales and income accordingly.
Based on your description, I can tell you've correctly set up the credit card processing fee as a service item in QBO. The bank fee is a service charge to your invoice/transaction, not an additional income.
For example, you have an invoice of $100 and a credit card charge of $5. Your customer will pay you $105 with a bank fee. When you deposit, the bank fee is a negative amount since it's a service charge.
Also, you can use reports to get helpful insights on the things you buy and sell and the status of your inventory. You may want to check out this article as your reference to guide you in pulling up the report you need in QBO: Use reports to see your sales and inventory status.
Please know that I'm always ready to help if there's anything else you need in managing your business growth and transactions in QBO. Take care, and I wish you continued success, Barbara.
