I appreciate you for joining this forum, @chefmichele. The option to temporarily hold the credit authorization for payment is still unavailable in QuickBooks.
You want to consider using a 3rd party app that would integrate with QuickBooks.
You may also find these articles relevant to your credit card payments concerns:
Feel free to visit and ask us here in the Community. We're always around to help you with any of your QuickBooks and Payments concerns.
