Spot-on. It's funny that the QB moderators blame "the banks" but for a fee they can miraculously convince the banks to process the transfers faster. It's also funny that PayPal can do the exact same thing in 24 hours FOR FREE. Like you said, charging a fee is fine. Businesses exist to make a profit and I'm cool with that. I'm not cool with the disingenuous explanations. If I deposit a check via my mobile banking or at the branch, it most often posts the same day if I make it before 2PM or if it is a very large sum of money. Otherwise, on almost every other platform transfers happen anywhere from same day to next day. 48 hours tops, even with a hold because of the amount. PayPal can process transfers within a few minutes. But QB keeps telling us that it's not their fault it's "the banks".
Like I've said before, I don't blame the moderators. They are doing their job and saying what they are told to say. But QB should update its messaging to be consistent with the 21st century technology and what pretty much every online banking customer already knows to be true : ACH transfers can happen almost instantaneously - for a fee.
