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Payments
Use discount.
This is is an enormous QB fail that customers can’t get a line item on an invoice for a credit memo or even a separate emailed credit memo. This is an awful workaround. It creates another account to be managed.
This isn’t a new issue. I’m sure you googled for solutions and found the frustration everywhere. Intuit neither fixes this nor justifies their failure to act. It’s mysterious why they would adopt such a customer hostile attitude.