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I'm glad you reached out to the QuickBooks Community, @Palmer Bio. I can provide some insight about your deposits in QuickBooks Merchant.
After your first payment, we deposit your funds within five business days. While we set up your merchant account, your first deposits will take a little longer. Your funds will be deposited sooner when we've finished, usually within two business days.
Sign in to the Merchant Service Center any time you need to check the status of customer payments.
We'll notify you if a payment is ever put on hold. An email will be sent to the email address you used to sign in to the Merchant Service Center.
As soon as possible, follow the instructions in the email. Once we have everything, we can usually finish our review in two business days. We can complete the payment processing after the review is completed.
You can also refer to this page for answers to the most common questions about payments deposits in QuickBooks Online.
If you have any additional QuickBooks queries, please contact me by hitting the Reply button below. You can also mention my name, and I'll gladly assist you. Have a terrific day!