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I have had a similar experience with Quickbooks online. Customer service is horrible and it is impossible to get help over the phone. I used the chat and was told I would receive an email within an hour and that I had to upload a letter from my bank to the resolution center. The email was never received and after 14 days I still do not have a 24,000 payment made to my account with a credit card. Intuit is holding the funds with no end in sight,