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Other questions
Yes, I have all of my needed transactions set up as Reminders.
The problem is they don't show up anywhere except in the Recurring Transactions list. The don't ever REMIND me of anything. They also don't move forward to the next month when I use them in the Recurring Transactions list.
I feel like all I am doing every period is editing the templates. Sometimes USE is not even one of the options and I literally have to edit the template.