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Other questions
I see, @absllc.
You'll have to include the payment and the fees in creating the deposit so the system will let save the transaction. Can you share a screenshot of the error message upon creating your deposit?
Lastly, here's a few articles you can read to help manage your bank account and related tasks or transactions: Banking and Bank Feeds for QuickBooks Online.
If there's anything else that I can help you with, let me know in the comments. I'll be here to lend a hand.