Hello there, ckovach.
I'm here to provide you ideas when moving your data from Online to Desktop version of QuickBooks. When converting data, some transactions may not be moved due to export limitations. This may be the reason why there's a bit off of your bank account.
After exporting your data, we suggest running 2 reports in both Online and Desktop to make sure data was transferred correctly. We can pull up the Balance Sheet and Profit and Loss reports. We'll have to run these reports on both Accrual basis and for All Dates to make sure numbers matches in both programs.
We can use these articles to learn more about converting your company file:
Let me know if you need anything else. I'm always around whenever you need help. Have a good day!
