Truth is, it's all about money but that's business. Everyone wants to increase their bottom line and Intuit's means of course is to sell another product with a higher costs. I would suggest that you go through your accounts and make inactive (delete in QBO) all of those accounts that are not necessary. Don't worry about them actually being deleted, you can never actually delete a chart of account items inside QBO. What I hate about this mostly is that on the GL it shows up as Deleted when it would be super simple for them to correct this issue and have them just show as inactive which they actually are. In an audit, try explaining that one. Actually its easy to explain but it sure does raise eyebrows initially. Back to the issue. If you make all of the accounts inactive that are not currently necessary that may well take you below the limit and then issue is fixed. Just keep the trust accounts only as long as you need them and inactivate them after. if you need them again its very simple to activate them again. Just work to get the entire Chart of Accounts below the limit. The other option of course is QuickBooks Desktop which I have actually always preferred as an actual accounting system. It has so much more ability but the draw back to that is that it is not as easily accessible for online work.. from anywhere.. although their are options for sign in or you could have it hosted so it's then more like having QBO. Hope that helps.
