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I can explain the deposit lead times in QuickBooks, Goldenkey1.

QuickBooks usually deposits your funds within five (5) business days. It would also depend on the product and type of payment you're using.

You'll want to figure out what's causing the delay by checking the status of the payment transactions. Let me guide you on how:

To check within the QBO account:

1. Sign in to QuickBooks Online.
2. Go to Get paid & pay and select Deposits.
3. Click the bank deposit you want to review.

To check within the Merchant Service Center:

1. Log in to your Merchant Service Center portal.
2. Choose Deposits in the Activity and Reports section.
3. Enter the appropriate date range and select Search.
4. A new window will show the results.
5. Click the triangle to the left of the line item to view the details.

For more information on how QuickBooks Payments processes deposits and funds, check out this article: Find out when QuickBooks Payments deposits customer payments.

I’ve also included an article to help you access your statements and change your default deposit account: Common Questions about QuickBooks Payments Deposits.

If you need any further assistance regarding payment deposits, please don't hesitate to add them to the thread.