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Whether you really believe all the nonsense you have just dumped out or not really isn't the point. You are paid to say what you say. Good for you. You have a paying job.
Now, as to the rest of us, we don't believe one bit of it. Collectively, I will go out on a limb when I say this, but we have a great deal more actual user experience with the QBD product than any Intuit employee. We don't buy your explanation. Not one bit of it. Our user experience decreased substantially when you patched the desktop product to require logging into an Intuit account. All you have to do to confirm that is to read back through this thread. Since that patch was snuck in without any clear explanation of what the patch would do we no longer trust Intuit. Whether as a company Intuit downloads, or even accesses and examines our data, or our client's data is unclear to me at this point. But, I'm not about to give you the chance by logging in from the product software. And whoa be it to Intuit if any user is ever able to discover that you even have that capability, nevermind whether you have used it. Lawsuit city. Class action lawsuit city. And I would be signing on to that within 90 seconds of receiving that news. Probably along with hundreds of others.
So, before you repeat telling us how great this change is for us, let's play a little game of "You show me yours, and then I'll show you mine." Just post your name, DOB, SSN, and primary bank account routing number and account number, and email address. Then we would be on a more even footing since you are demanding the same from us.