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I am absolutely astounded that this thread has had such a vigorous life for nearly two full years. When I posted my gripe about the login requirement in September 2020, I had no idea that I would be receiving a continual stream of QuickBooks user complaints about Intuit imposing its ownership of our personal data by requiring us to regularly connect and then promoting a slow, but sure, transition into purely online data storage (exclusively on Intuit's terms) and rental software. I find this strategy colossally offensive and am actively seeking other accounting software to address my needs. If Intuit had taken the direction of online work as a complete option, I would be happy to continue with QuickBooks. But, no.
Please don't respond with additional patronizing posts about how wonderful QuickBooks online services are and how important logging in is to security; they are all deflective corporatespeak for "we want to make you totally dependent on our company". I've had it and I'm outahere.