Hello there, Mark.
Let me help you clear things up. Since the account is from your real-life bank, it's not considered undeposited, you need to select an account in the Category field to put the transaction on the correct one.
Moreover, looking at your screenshot, the amount falls into the Receive column. You can place this transaction into an income account as an example. However, for accuracy purposes, I recommend reaching out to your accountant.
If you want to learn how to review downloaded bank and credit card transactions and put them in the correct accounts, feel free to read this article: Categorize and match online bank transactions in QuickBooks Online.
It's great to have you here. If you have additional questions, please come back here. I'll be happy to lend a hand. Take care, and have a blissful week!
