Thanks for the prompt reply. What i am still fuzzy on is that i am concerned that she will get less OAS starting in 2022 based on the income in 2021. with pension splitting then will be saved on the 2021 tax return. The benefit of pension splitting in 2021 tax return is $447. The total income is in 2021 is 90,775 when pension income is added. if i have the calculators right she will be clawed back $1,500 making the 447 not worth it. your reply is greatly appreciated, thank you Am i on the right track, meaning pension splitting is not worth it?
