There actually is a solution for this - it's called SparcPay and it pulls in payables from QBO, presents them for approval and release, and then it can output an EFT file for you to directly upload to BMO or TD. Alternatively, if you don't have cash management arrangements with either of those banks, SparcPay can process the payment for you by PAD/EFT to any bank.
No duplication of the data entry.
It is in the QBO app store - https://quickbooks.intuit.com/app/apps/appdetails/sparcpay/en-ca/
or you can see the website at https://www.sparcpay.com.
