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Other Questions
How has Quickbooks not worked DIRECTLY with Scotiabank to either review or recreate a specific API to solve this problem? It's always the little guy that has to eat crow and work more hours, while the big boys continue to reap service charges and bank fees. 18 months to solve how to properly integrate handling a 2FA handshake is absurd. Get in the same room together and figure out why the provided API isn't working properly. Until then, give everyone affected by this a credit on their monthly bill. Enough is enough.