Hi lenfisher-
I see, unfortunately recurring transactions are only available on Essentials and Plus.
How are you recording the debts? If they are all "payments" coming in from the bank feed (spent funds on the bank feed), you could always use banking rules to recognize the payment and add to your books. However, if this is not the case, adding the expense for the debt manually would be your best option here.
Reply here with any other questions.
-Christine
