Let me chime in on this thread and provide you with some information about backing up files, @ACCJAC01,
Yes, after backing up from QuickBooks Online (QBO) to QuickBooks Desktop (QBDT), you can still access the online version as long as the subscription is active.
However, if you have canceled your subscription or it's about to expire, you still have read-only access to your QBO data for one year.
Kindly refer to this article for detailed information: What happens to my QuickBooks Online data after I cancel?
I'll also add this article you can read if you want to find out how your books will move from QBO to QBDT: Learn how features and data move from QuickBooks Online to QuickBooks Desktop.
Feel free to leave a reply if you require further information about backing up your file. The Community team always has your back. Have a great one!
