Good morning, @katiekeisler.
Thanks for chiming in on this thread. I appreciate you coming here with your question about setting up the account to pay the liability out of.
To clarify, where are you looking for the "workers" option in your QuickBooks Online? A screenshot of the area would be a great way for me to get to the bottom of the issue.
Please let me know this information so that I can give you the best solution for your business. Click the Reply button below to respond back to me. I'll be waiting for your post!
