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Banking
It is completely unacceptable for a legitimate accounting software package to not offer this feature. I find the QBO model of being "bare bones" on functionality, and then requiring apps/bolt-ons to perform standard accounting tasks is so frustrating for accountant users of the system.
Intuit has a market capitalization over $100B and refuses to make simple updates to its software, for functionality that already exists in its desktop product; yet it wants users to migrate from desktop to online.