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Banking
Hello Iatros55!
Thank you for posting back here, and thanks for sharing what you've found out. I'm also happy to know that it's clear to you now how QuickBooks posts the amounts in your transactions.
In regard to the owner's equity accounts, they are used differently depending on what transactions you enter. Each of them has a special purpose especially for reporting and accounting. QuickBooks prepared them for your future transactions. If you'd like to know when to use them, I'd suggest speaking with an accountant since we're unable to do accounting advice in the Community.
I've got you articles about Chart of Accounts that you might be interested in:
When you have questions in the future Iatros55, please don't hesitate to post again. Have a nice day!