Hi there. @oganesa.
I've read your post and all the others from this thread, and I can see the importance of matching your transactions to your business activities.
In QuickBooks Online (QBO), any transaction in the Undeposited funds will not show up on the Find Match on the Banking page since only those on your Bank register will.
In your case, I have two recommendations that you can follow. First, you can delete the payment deposited to Undeposited funds. Then, recreate that into two payments. Doing so, you can make 2 Bank deposits that are equivalent to the For Review amounts.
The second option is to create a Bank deposit. Select the 461.19 payment. Then, add the Clearing account to the "Add Funds to this deposit" and enter a negative amount of -198.98. After that, make a Bank Transfer from Clearing to Business Bank for 198.98. Since QBO does not allow 2 Bank deposits to match on a single transaction in your bank register. But, you can match 2 transactions from your Bank register into 1 Online Banking transaction yet can't do another way around.
Adding you some articles which you may find helpful when performing the options above:
Please keep me updated and if you have any other questions, add a comment below. Have a good day!
