Let me help you get this fixed, Lori.
When you connect to online banking, ensure you know how your bank sends the downloaded transactions. If the transaction downloads to one account, connect the parent account. If it downloads to individual accounts, you can connect the subaccount instead of the parent account.
You'll want to transfer the balance from the secondary credit card to the primary one to zero out the balance or locate the -200.23 transaction and then edit it to the correct account. Another way is to use a journal entry to offset the amount. However, I still recommend reaching out to your accountant to guide you with the proper way and the correct process.
Learn how you can set up a bank or credit card account with multiple subaccounts to easily connect to your bank and reconcile bank transactions. Check out this article for more information: About Bank Or Credit Card Subaccount Setup.
Furthermore, learn how you can start or fix your reconciliation. I've added this article for more details: Learn The Reconcile Workflow In QuickBooks.
Feel free to let me know if you have any questions when reconciling credit card accounts. We'll always be right here to help you anytime.
