@m501c3
It depends on how much detail you want or need on the NFP's balance sheet. You can track the aggregate outside of QB and enter deposits in aggregate. Personally, I would create bank sub-accounts for each fixed-income product and fund them/close them using the transfer function (New > Transfer). Creating sub-accounts and transferring funds to them takes probably 30 seconds each which, even for a 3-month CD, is worth it IMO. Also, creating them as sub-accounts allows you to roll up the sub-accounts into the Schwab Brokerage account on the balance sheet. That allows you to see details if desired and roll them up if you want the balance sheet to look cleaner. Small thing but accurate and tidy financial statements are nice.
