Hi @dskurth,
We don't intend to decide for you when it comes to your account preferences. But the mandatory access setting was put to make sure that no one else can access your file but only you.
Since your company file contains sensitive information, such as your bank information, it is crucial to require a password. The password security is an extra measure to keep your account protected and secured.
I personally understand how frustrating this can be. But don't worry, I'll be passing this along to our engineers so they'd know your sentiments.
Please let me know if you have any other concerns.
